August 18, 2026
Life Changes in an Instant: How Women Start Over — Episode 245: Tricia Daniel
with Tricia Daniel, Founder of the Starting Over Wealth Network; financial empowerment speaker
25 min
Life Changes in an Instant: How Women Start Over — Episode 245: Tricia Daniel
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In this episode
In this episode I sit down with Tricia Daniel, founder of the Starting Over Wealth Network, a financial empowerment speaker and third-generation financial professional. Tricia knows what it means to rebuild — she's started over after divorce not once but twice, been laid off as an executive with two young sons and no backup plan, and most recently, just 35 days after remarrying and blending a family of six boys, her husband injured his spine and lost his job. In an instant she went from newlywed to caregiver. If you've ever felt that money shame and spiraling stress, this conversation is for you.
What I love about Tricia is that she leads with the heart, not just the numbers. She talks openly about why financial conversations feel so hard for women — how many of us were taught to stay quiet — and she offers real, doable ways to start talking about money even when it feels uncomfortable. We get into her "resource from the source" view of faith and finances, why wealth is really the whole state of your well-being, and how she found childlike joy in building again.
We also talk about her podcast, Starting Over Wealth, her six-week program to move from ruins to restored, and her session at the Gather and Grow retreat on September 18. If you're in the middle of starting over — or helping someone who is — take this one in and keep going.
Key takeaways
- Life can change in an instant — building financial habits before a crisis makes it far easier to steady yourself when the curveball comes.
- Wealth isn't only money. Using the older definition, it's your overall state of well-being — emotional, mental, and physical — all of which support the financial rebuild.
- Money shame is common for women, often because we were taught to stay quiet. Naming it is the first step to releasing it.
- To start a hard money conversation, find common ground and draw it out — look at your finances visually, in a calm space, where you feel like an equal.
- You don't have to sit across from someone who intimidates you. Seek out a financial professional who will meet you eye to eye and treat your feelings as valid.
- Faith and money aren't separate conversations. Money is a resource that comes from the source — a tool meant to build bigger things.
- Profitability problems often aren't about not enough sales — they're about financial 'leaks' that come from behavior, not just the budget.
Chapters
- 00:00Life changes in an instant: Tricia's story
- 02:30Welcome and meet Tricia Daniel
- 04:00Why a numbers person speaks to money shame
- 07:00The Starting Over Wealth Network — how it began
- 11:00Why money is hard for women to talk about
- 14:00Learning to talk about money, from her dad's kitchen-table triangle
- 17:00The Starting Over Wealth podcast
- 20:00Intertwining faith and finances
- 23:00How to work with Tricia and the six-week program
- 25:00Rapid fire questions
- 29:00Gather and Grow retreat: profitability and sustainable growth
“Life changes in an instant.”
“Money is just a resource that comes from the source.”
“Wealth is not just money. It's the emotional, it's the mental.”
“If it is truly your passion... keep going no matter what curveball gets thrown at you.”
Resources mentioned
About Tricia
Founder of the Starting Over Wealth Network; financial empowerment speaker
Tricia Daniel is the founder of the Starting Over Wealth Network, a financial empowerment speaker and a third-generation financial professional with an MBA and nearly three decades of experience in accounting and corporate finance. Having rebuilt her life after divorce, a layoff, and becoming a caregiver just weeks into remarriage, she now helps women release financial shame, build confidence, and create lasting financial legacies rooted in faith and purpose.
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